Buying your first home is exciting — but let’s be honest, it can also feel overwhelming. Between figuring out your down payment, getting pre-approved, and navigating mortgage rates, it’s easy to get lost in the process. That’s where Brent Leah Mortgages comes in — helping first-time homebuyers in Edmonton feel confident every step of the way.
1. Understand What You Can Afford
Before you start house hunting, it’s important to know your numbers. A mortgage pre-approval gives you a clear picture of what you can comfortably afford and helps you focus on homes within your budget.
Brent and his team work with over 50 lenders across Canada to find competitive rates and flexible options for first-time buyers. Whether you have a large down payment or just the minimum 5%, they’ll help you find a solution that fits your lifestyle.
2. Explore First-Time Buyer Incentives
If you’re buying your first home in Alberta, you might qualify for federal and provincial incentives that can make homeownership more affordable. Programs like the First-Time Home Buyer Incentive and the Home Buyers’ Plan (HBP) can help reduce your upfront costs.
Brent can walk you through each option and help you decide which program works best for your situation.
3. Plan for More Than the Purchase Price
Your down payment isn’t the only cost to consider. First-time buyers should also budget for closing costs, home inspections, moving expenses, and property taxes. Brent’s team will make sure you’re aware of all these details upfront so there are no surprises later.
4. Get the Best Mortgage Rate for You
It’s not just about finding the lowest rate — it’s about finding the right mortgage. Brent Leah Mortgages compares mortgage rates across multiple lenders to ensure you get a product that fits your long-term goals. Fixed or variable, open or closed — he’ll help you make the best decision for your financial future.
5. Work with a Local Expert
As an Edmonton mortgage broker, Brent knows the local market and understands what’s realistic for first-time buyers here. He’s built a reputation on personalized service, clear communication, and results that help clients get into homes they love — without unnecessary stress.
Ready to Buy Your First Home?
Buying your first home in Edmonton doesn’t have to be complicated. With the right guidance and expert advice, you can make confident decisions and start building your future.
Contact Brent Leah Mortgages today for a free mortgage strategy consultation.
